Cost of consolidating student loans

Your high-school guidance counselor and college financial aid office are equipped to sort out the specifics for your state.

You can also find valuable information on state higher education websites.

Interest rates are higher than federal student loans, but still fall below most other types of private financing (home, car, etc.) The Federal Family Education Loan program (FFEL) is a now-defunct lending program designed to provide American college students and their families with federally backed student loans. Perkins Loans Perkins loans are federally funded loans administered directly by your institution of higher education (IHE).State-specific funding varies – some have none, while others have a great deal.Your FAFSA places you in contention for some state loans, but other programs require separate enrollment.These three factors determine the size of your Perkins Loan: The maximum annual loan for undergraduate students is 00, with a lifetime loan maximum of ,000.Graduate students can borrow up to 00 each year, with a ,000 lifetime cap.

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